Passenger Carrying Vehicle

• Accidents : Accidents are unpredictable. Was your car damaged in an accident? Don't be alarmed! We've got everything covered!
• Fire & Explosion :Fire may hamper your vehicle partially or totally. Whatever the loss due to Incidents of fire and explosion, do not worry we can handle it.
• Theft : Has your vehicle been stolen? That is quite unfortunate! Before you worry, be assured that we will safeguard it!
• Calamities : Earthquakes, landslides, floods, rioting, terrorism, and other natural disasters may all wreak havoc on your automobile. Stay calm as we continue to defend your car against natural and man-made disasters.
• Personal Accident : In the event of a car accident injury, we cover all of your treatments and prioritise your health and well-being above everything else! We can provide coverage for your co-passengers for a modest rate increase!

• Depreciation : Unless Add-on coverage is purchased separately, we do not cover depreciation in the value of the goods-carrying vehicle over time.
• Electrical & Mechanical Breakdown :Any electrical or mechanical breakdowns remain uncovered under our goods-carrying vehicle insurance policy.
• Illegal Driving : If you do not have a valid driver's licence, your goods-carrying vehicle insurance will be null and void. Driving under the influence of drugs or alcohol is still not covered by vehicle insurance.

Tired of having to pay auto insurance rates even when you are not driving? If so, don't worry; Pay As You Drive has recently been introduced to assist people who drive only sometimes. Pay As You Drive, also known as Kilometre Benefit Add-on Cover, is a form of insurance in which you pay the premium only when you drive. You may incorporate Pay As You Drive coverage in your auto insurance plan if you drive for a shorter distance that is less than 10,000 - 15,000 km.