Home Insurance Comprehensive
And Contents Policy

Home Insurance Comprehensive And Contents Policy

Protect your home against a variety of dangers and calamities that could harm your property or result in financial loss. Connect with Salasar, the top home insurance brokers in India, and make sure your house and all its contents are financially protected.

This policy is essential to mitigate all insurable risks associated with home damages, loss of contents, associated losses and accidents.

  • 12000

      +

    No. of Policies

  • 21

     +

    No. of Insurance Co.

  • ₹ 54147

     Crores +

    Sum Assured

  • ₹ 152

     Lakhs +

    Claim Settled Amount

Features:

  • For buildings, the sum insured may be chosen on an indemnity basis, reinstatement basis, or agreed value basis.
  • Buyers may choose a sum covered for contents on a new-for-old basis or an indemnity basis.
  • Paintings, jewels, curios, works of art, and other valuables are covered by the sum insured.
  • Wider coverages are provided for your house and its belongings against any unfortunate occurrences of damage caused by natural disasters or man-made risks like theft or break-ins.
  • Covers residential appliance failure due to accidentally caused damage.
  • Covers Third Party Liability, Personal Accidents, Portable Electronics, Fixed Plate Glass, Baggage losses, & more.

Sum Insured options are available based on:

  • Agreed Value (for Flat / Apartment): The Sum Insured for Flat / Apartment on Agreed Value Basis shall be value arrived at by multiplying the Total Square Feet area of the Flat/ Apartment as mentioned in the Registered Sale Deed Agreement by the value per square feet mentioned in the Ready Reckoner for Property Tax and Stamp Duty purpose issued by the Revenue Department of the State Government for the locality in which the Flat/Apartment is situated as on the date of the proposal OR the amount mentioned in the Valuation Report of a Government approved Valuer as accepted by the insurer.
  • Reinstate Value (for Flat / Apartment/ Independent Building): Sum Insured will be Area of the “Building” (Square Feet) indicated in the Registered Sale Deed Agreement by multiplying Present Day Cost of Construction in area/ locality where the insured property is situated as per the data available with the local government authority.
  • Indemnity Basis (for Flat /Apartment/Independent Building): Sum Insured will be Area of the “Building” (Square Feet) indicated in the Registered Sale Deed Agreement by multiplying Present Day Cost of Construction in area/ locality where the insured property is situated as per the data available with the local government authority. (With depreciation at the Rate of maximum 2.5 % per annum X Age of the Building, with final depreciation rate not exceeding 70% in the aggregate).

Advantages:

  • Single policy covering all risks related to home
  • Complete coverage at reduced and very competitive premium rates
  • Simple and quick documentation
  • Related items get covered under respective sections
  • No strain on pockets of insured
  • Customized cover option available
  • Benefits on sectional discount which will reduce the premium

Meet The Team

Our team works with a unified vision of delivering best-in-class services in relation to broking, client servicing, underwriting, risk management & more.

  • Manisha Roy

    Manager

  • Krishnendu Nag

    Assistant Manager

Why Choose Salasar ?

Personalised Approach We believe in building relationships. Our advisory services are never one-size-fits-all. We take the time to understand your unique needs and craft solutions that align perfectly.

Expert Team Our team of seasoned insurance professionals and lending experts collaborate to deliver unmatched advisory services. You can trust our insights and recommendations to be well-informed and effective.

Client-Centric Your success is our priority. We measure our success by the success stories of our clients. When you partner with us, you gain a dedicated ally committed to your financial well-being.

Innovation The insurance landscape is evolving, and so are we. We continuously seek innovative approaches to better serve our clients, offering cutting-edge solutions that address emerging challenges.

  • 20

    +

    Years of Expertise

  • 18

    Offices in India

  • 500

    +

    Team Strength

  • 8000

    +

    Happy Customers

Insights

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